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Europe has opened a door to a universal wallet. The web’s inventor wants to enter


Imagine you’re moving to the destination of your dreams. A tropical paradise by the sea? An enchanting mountain village? A sun-kissed chateau surrounded by vineyards? Take your pick. All you need to do is pack a smartphone. You catch a cab to the station, scan a turnstile, and board a train to the airport. On arrival, you stroll through a biometric corridor and straight on to your plane. After your flight touches down, you collect a rental car. You flash a digital driver’s licence to unlock the door.  You drive to your new home. On the way, you stop off…

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